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Customer Lifetime Value (LTV) Calculator - Free Business Calculator | ASK SMB
marketing

Customer Lifetime Value (LTV) Calculator

Calculate the total revenue expected from a customer over their lifetime. Understand your LTV to optimize acquisition spend and drive sustainable growth.

Input Your Metrics

Average revenue per purchase

Average number of purchases per customer per year

Average number of years a customer stays active

All values must be greater than zero

Your Results

Customer Lifetime Value (LTV)

$0.00

Annual Customer Value

$0.00

Growth Readiness Indicator

Please enter valid positive values

LTV to CAC Ratio Guidance

For sustainable growth, your LTV should be at least 3x your Customer Acquisition Cost (CAC).

3:1 or higher: Healthy, scalable growth

1:1 to 3:1: Risky, optimize retention or reduce CAC

Below 1:1: Unprofitable, urgent action needed

How the Customer Lifetime Value (LTV) Calculator Works

What is customer lifetime value?

Customer Lifetime Value (LTV or CLV) is a metric that represents the total revenue a business can reasonably expect from a single customer account throughout the business relationship. It's one of the most important metrics for understanding the long-term value of your customer base and making informed decisions about marketing spend, customer service investments, and growth strategies.

Why LTV matters for growth

Understanding your LTV is critical for sustainable business growth. It tells you:

  • How much you can afford to spend on customer acquisition
  • Which customer segments are most valuable to your business
  • Whether your unit economics support scaling
  • How retention improvements impact bottom-line revenue
  • Where to invest in customer experience and service

Without knowing your LTV, you're flying blind on critical business decisions and may overspend or underspend on growth initiatives.

LTV vs CAC explained

The LTV to CAC ratio is perhaps the most important metric for evaluating business health and scalability:

  • LTV (Customer Lifetime Value): Total revenue from a customer
  • CAC (Customer Acquisition Cost): Total cost to acquire a customer
  • LTV:CAC Ratio: LTV divided by CAC

A healthy ratio is 3:1 or higher. This means for every dollar you spend acquiring a customer, you earn three dollars back over their lifetime. Ratios below 1:1 indicate you're losing money on each customer acquired.

What is a good LTV?

There's no universal "good" LTV—it depends on your industry, business model, and CAC. However, general guidelines include:

  • E-commerce: $100-$500+ depending on product category
  • SaaS (B2B): $1,000-$50,000+ depending on plan and market
  • SaaS (B2C): $100-$1,000+ for consumer subscriptions
  • Professional Services: $5,000-$100,000+ for agency/consulting clients

More important than the absolute number is ensuring your LTV is at least 3x your CAC, allowing for profitable scaling.

How to increase customer lifetime value

You can improve LTV by influencing any of the three components in the calculation:

1. Increase Average Order Value:

  • Upsell premium products or features
  • Cross-sell complementary products
  • Bundle products for higher perceived value
  • Implement tiered pricing strategies

2. Increase Purchase Frequency:

  • Launch subscription or membership programs
  • Send targeted email campaigns and reminders
  • Create loyalty or rewards programs
  • Introduce consumable or replenishable products

3. Extend Customer Lifespan:

  • Improve customer service and support
  • Invest in customer success and onboarding
  • Build community and engagement
  • Continuously improve product quality and value
  • Implement churn prediction and intervention

Example Calculation

Example: Online Subscription Box Service

Average order value: $50

Purchase frequency: 4 per year (quarterly subscription)

Customer lifespan: 3 years

Annual customer value: $50 × 4 = $200

Customer lifetime value: $200 × 3 = $600

With a $600 LTV, this business could spend up to $200 per customer on acquisition (3:1 ratio) while maintaining healthy unit economics.

Frequently Asked Questions

Customer Lifetime Value (LTV) is the total revenue a business can expect from a single customer over the entire duration of their relationship. It helps businesses understand how much they can spend to acquire customers while remaining profitable. LTV is calculated by multiplying average order value, purchase frequency, and customer lifespan.

💡 Quick Tips

  • All calculations happen in your browser - your data is private
  • Results update in real-time as you type
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